< Feature Article Financial Matters Premium Content

How to Save: Tricks that actually work

February 17, 2026

Share to Google Classroom

Article written by Milli Banbury

This article was written using AI as an assistive tool for research and writing.

Learning Options

Recall Questions

Thinking questions

Digital Thinking

Learning Options

Recall Questions

Thinking questions

Digital Thinking

Did You Know?

What is one fun way to help you save money?

You can use the 24-hour rule to think before buying something!

Find out more: How to Save: Tricks that actually work

Vocabulary

Click on the words in the article. See if you can find them all.

spending plan A plan for how to use your money. A spending plan helps you decide where your money goes.

impulse A sudden urge to do something. Buying candy on impulse can make you spend money quickly.

goal Something you want to achieve. My goal is to save $50 for a new game.

Thinking Question

How would you feel if you saved for something special?

Premium

2

Sports movements that changed New Zealand

May 26, 2026

Premium

2

Women who changed Aotearoa

May 20, 2026

2

How migration has changed New Zealand

May 12, 2026

2

Best Kiwi ‘Firsts’

May 5, 2026

Premium

2

How our schools have changed overtime

April 29, 2026

Premium

2

How Aotearoa got its Place Names

April 21, 2026

Popular this week

Premium

2

Kiwi Kids Quiz – 29th May 2026

May 29, 2026

Premium

2

Women who changed Aotearoa

May 20, 2026

Premium

2

Sports movements that changed New Zealand

May 26, 2026

2

Kiwi Kids Quiz – 22nd May 2026

May 22, 2026

2

How migration has changed New Zealand

May 12, 2026

1

What is AI?

November 30, 2025

To continue reading this article you must have a Kiwi Kids News subscription.

Please use your username and password below.

For details about how to sign up please CLICK HERE
To go back to the main page CLICK HERE

img:is([sizes=auto i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px}img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important}:root{--wp-internal-comment:"Placeholder for wp_hoist_late_printed_styles() to replace with the block styles printed at wp_footer."}:root{--wp-internal-comment:"Placeholder for wp_hoist_late_printed_styles() to replace with the global-styles printed at wp_footer."}@media screen{.printfriendly{z-index:1000;display:flex;margin:0px 0px 0px 0px}.printfriendly a,.printfriendly a:link,.printfriendly a:visited,.printfriendly a:hover,.printfriendly a:active{font-weight:600;cursor:pointer;text-decoration:none;border:none;-webkit-box-shadow:none;-moz-box-shadow:none;box-shadow:none;outline:none;font-size:14px !important;color:#3aaa11 !important}.printfriendly.pf-alignleft{justify-content:start}.printfriendly.pf-alignright{justify-content:end}.printfriendly.pf-aligncenter{justify-content:center}}.pf-button-img{border:none;-webkit-box-shadow:none;-moz-box-shadow:none;box-shadow:none;padding:0;margin:0;display:inline;vertical-align:middle}img.pf-button-img+.pf-button-text{margin-left:6px}@media print{.printfriendly{display:none}}.pf-button.pf-button-excerpt{display:none}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important}@media screen and (max-height: 1024px){.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important}.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important}}@media screen and (max-height: 640px){.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important}.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important}}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important}#content>.page-header>h1{display:none}.kkn-quiz-wiz{background:#fff8df;border-radius:22px;padding:24px;box-shadow:0 5px 10px rgba(0,0,0,.15);margin:24px 0;font-weight:400}.kkn-quiz-wiz__header{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:18px;background:url("https://cdn-gbklbph.nitrocdn.com/foBcxgZeTWYnWelyirzqLnZgsuWiSGxH/assets/images/optimized/rev-128ab4c/www.kiwikidsnews.co.nz/wp-content/uploads/2026/04/bg-yellow4.jpg");background-size:auto;background-size:cover;margin:-25px -25px 25px;padding:25px;border-radius:10px 10px 0 0}.kkn-quiz-wiz__eyebrow{display:inline-block;background:#ffd447;border:1px solid #ccc;border-radius:999px;padding:4px 12px;font-weight:800;font-size:13px;margin-bottom:8px}.kkn-quiz-wiz h3{margin:0;font-size:28px;line-height:1.1;text-shadow:2px 2px 5px rgba(0,0,0,.5);text-transform:initial;color:var(--e-global-color-27a2e4e4)}.kkn-quiz-wiz__robot{font-size:42px}.kkn-quiz-wiz__filters{display:grid;grid-template-columns:1fr 1fr 1fr auto;gap:12px;margin-bottom:18px}.kkn-quiz-wiz select,.kkn-qw-start{border-radius:10px;padding:12px;font-weight:400;background:#fff}.kkn-qw-start,.kkn-quiz-wiz__submit{background:no-repeat url("https://cdn-gbklbph.nitrocdn.com/foBcxgZeTWYnWelyirzqLnZgsuWiSGxH/assets/images/optimized/rev-128ab4c/www.kiwikidsnews.co.nz/wp-content/uploads/2026/04/bg-green.png");cursor:pointer;box-shadow:3px 3px 0 #242424;background-size:cover;color:#fff !important;border:none !important}.kkn-qw-start.nitro-lazy,.kkn-quiz-wiz__submit.nitro-lazy{background:none !important}.kkn-qw-start:hover,.kkn-quiz-wiz__submit:hover{background-image:url("https://cdn-gbklbph.nitrocdn.com/foBcxgZeTWYnWelyirzqLnZgsuWiSGxH/assets/images/optimized/rev-128ab4c/www.kiwikidsnews.co.nz/wp-content/uploads/2026/04/bg-pink.png")}.kkn-qw-start:hover.nitro-lazy,.kkn-quiz-wiz__submit:hover.nitro-lazy{background-image:none !important}.kkn-quiz-wiz__question{background:#fff;box-shadow:0 5px 10px rgba(0,0,0,.15);border-radius:10px;padding:18px;margin-bottom:16px}.kkn-quiz-wiz__number{font-weight:400;color:#5271ff;font-size:13px;margin-bottom:6px;text-transform:uppercase}.kkn-quiz-wiz h4{margin:0 0 14px;font-size:20px;line-height:1.25;text-transform:initial;font-weight:400}.kkn-quiz-wiz__options{display:grid;gap:10px}.kkn-quiz-wiz__option{display:flex;align-items:center;gap:10px;cursor:pointer;background:#f4f8ff;border-radius:10px;padding:12px 14px;font-weight:400}.kkn-quiz-wiz__option:hover{border-color:#5271ff;background:#eef4ff}.kkn-quiz-wiz__submit{width:100%;border:3px solid #242424;border-radius:10px;color:#242424;font-size:28px;font-weight:600;padding:14px 18px}.kkn-qw-score{background-image:url("https://cdn-gbklbph.nitrocdn.com/foBcxgZeTWYnWelyirzqLnZgsuWiSGxH/assets/images/optimized/rev-128ab4c/www.kiwikidsnews.co.nz/wp-content/uploads/2026/04/bg-green.png");color:#fff;border-radius:10px;padding:15px;margin-bottom:16px;text-align:center;box-shadow:0 5px 10px rgba(0,0,0,.15);background-repeat:no-repeat;background-size:cover}.kkn-qw-score.nitro-lazy{background-image:none !important}.kkn-qw-score strong{display:block;font-size:34px;line-height:1;margin-bottom:6px}.kkn-qw-result{background:#fff;border-radius:10px;padding:16px;margin-bottom:12px}.kkn-qw-result.correct{background:#ecffef}.kkn-qw-result.wrong{background:#fff0f0}.kkn-qw-badge{display:inline-block;border-radius:999px;padding:4px 10px;font-weight:900;font-size:13px;margin-bottom:8px}.kkn-qw-badge.correct{background:#6bd66b}.kkn-qw-badge.wrong{background:#ff7979}.kkn-qw-explanation{background:rgba(255,255,255,.65);border-left:4px solid #ffd447;padding:10px 12px;margin-top:10px;border-radius:10px}@media (max-width:700px){.kkn-quiz-wiz__filters{grid-template-columns:1fr}}.kkn-qw-passage{background:#fffdf5;border-left:5px solid #ffd447;border-radius:10px;padding:16px 18px;margin-bottom:18px;line-height:1.65;font-size:17px}.kkn-qw-passage p{margin:0 0 12px}.kkn-qw-passage p:last-child{margin-bottom:0}.kkn-qw-passage strong{font-weight:800}.kkn-quiz-wiz__header h3 span{position:absolute;right:25px;font-size:50%;text-shadow:none;color:#333;letter-spacing:.5px;margin-top:10px}body{background-image:url("https://cdn-gbklbph.nitrocdn.com/foBcxgZeTWYnWelyirzqLnZgsuWiSGxH/assets/images/optimized/rev-128ab4c/www.kiwikidsnews.co.nz/wp-content/uploads/2026/04/space-bg-wave.jpg");background-size:contain;background-position:center top;background-repeat:no-repeat}body.nitro-lazy{background-image:none !important}.jet-listing-dynamic-post-206886 .elementor-element.elementor-element-ad4127e:not(.elementor-motion-effects-element-type-background),.jet-listing-dynamic-post-206886 .elementor-element.elementor-element-ad4127e>.elementor-motion-effects-container>.elementor-motion-effects-layer{background-image:url("https://cdn-gbklbph.nitrocdn.com/foBcxgZeTWYnWelyirzqLnZgsuWiSGxH/assets/images/optimized/rev-128ab4c/www.kiwikidsnews.co.nz/wp-content/uploads/2020/04/money.jpeg")}.jet-listing-dynamic-post-206886 .elementor-element.elementor-element-ad4127e:not(.elementor-motion-effects-element-type-background).nitro-lazy,.jet-listing-dynamic-post-206886 .elementor-element.elementor-element-ad4127e>.elementor-motion-effects-container>.elementor-motion-effects-layer.nitro-lazy{background-image:none !important}.KKNanimate .jet-listing-grid__items>.jet-listing-grid__item{opacity:0;will-change:transform,opacity}.KKNanimate .jet-listing-grid__items>.jet-listing-grid__item.in-view-ready,.elementor-editor-active .KKNanimate .jet-listing-grid__items>.jet-listing-grid__item{opacity:1}section.Maori:before{content:"English Translation";background-color:#ffb849;color:#fff;padding:2px 5px;border-radius:0 0 5px 5px;font-size:10px;position:absolute;right:0;top:0;display:block;z-index:10}section.Maori{border-top:1px solid #ffb849}.kkn-story-rating-widget{background:#fff;border-radius:20px;font-family:"Fredoka",Sans-serif;box-shadow:0 2px 10px rgba(0,0,0,.08);margin:24px 0 0;width:100%;padding:15px}.kkn-story-rating-title{font-size:1.3rem;margin-bottom:14px}.kkn-story-rating-buttons{display:flex;flex-wrap:wrap;gap:12px}.kkn-story-rating-button{border:0;border-radius:18px;padding:12px 16px;font-size:1rem;cursor:pointer;background:#eef6ff}.kkn-story-rating-button:hover{transform:translateY(-1px)}.kkn-story-rating-widget.is-submitting .kkn-story-rating-button{opacity:.65;pointer-events:none}.kkn-story-rating-results-title{font-size:1.1rem;margin-bottom:14px}.kkn-story-rating-row{margin-bottom:14px}.kkn-story-rating-label{display:flex;justify-content:space-between;gap:16px;margin-bottom:6px}.kkn-story-rating-bar{height:16px;background:#edf2f7;border-radius:999px;overflow:hidden}.kkn-story-rating-bar-fill{height:100%;border-radius:999px;background:linear-gradient(90deg,#6ecbff 0%,#7ee081 100%);min-width:6px}.kkn-story-rating-count{font-size:.9rem;margin-top:6px;opacity:.8}.kkn-story-rating-total{margin-top:12px}.kkn-story-rating-message{background:#eef6ff;color:#1e3a5f;padding:10px 14px;border-radius:12px;margin-bottom:14px;font-size:14px;font-weight:600}